Universal Credit payments are tailored to a claimant’s circumstances and they can be awarded whether a person is out of work or not. For those who are employed, their earnings are likely to affect what is paid out from the benefit.
Additionally, a person may be eligible for Universal Credit if:
- They’re out of work
- They’re aged between 18 and state pension age
- They have less than £16,000 in savings
- They’re living in the UK
The most a couple can receive is £594.04 (for both) if at least one of them is aged 25 or over.
Extra amounts will then be added to the Universal Credit payment for certain elements such as having children or covering rent costs.
Claims for Universal Credit are made online and claimants will need certain information at the ready such as banking details, income information and personal details.
When an initial claim is made, it can take up to five weeks for the first payment to come through but beyond this, payments will arrive once every four weeks.
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