State Pensions are issued to those who reach State Pension age, giving varying amounts of money dependent on age, National Insurance record and other factors. Claimants will not receive their payments automatically and so must claim once they wish to get State Pension.
To claim State Pension, you will typically need at least 10 qualifying years on your National Insurance record.
These do not have to be 10 qualifying years in a row and are assessed on different factors.
A qualifying year for workers is when you earn more than £183 a week from one employer, you will then pay National Insurance.
You can also get National Insurance credits to count towards your qualifying years.
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Once you have logged in, you will be able to see the projected amount of State Pension you may be eligible for come State Pension age.
However this doesn’t factor in any rises in the future, so this amount may increase over time.
In fact, State Pension rates are increasing next month in line with the Triple Lock scheme.
From April 12, State Pension payments will go up by two percent.
This means the full rate of the new state pension will rise from £175.20 per week to £179.60.
For those receiving the old basic State Pension (category A or B), payments will increase from £134.25 each week to £137.65 from April.
The pension credit rate will increase from £173.75 per week for single claimants to £177.10 next month.
For couples, this will increase from £265.20 to £270.30 a week.
Pension Credit is an income-related benefit that is comprised of two parts, guarantee credit and savings credit.