State Pension payments are overseen by the Department for Work and Pensions (DWP) to ensure everyone receives the sum to which they are entitled. A person will build up their state pension entitlement through their National Insurance contributions in most cases, with a certain number of years required to unlock any sum at all. It is worth noting, though, that a person may get less than the full new state pension if they were contracted out before April 6, 2016.
More older than younger people are expected to be impacted, showing the potential importance of a payment such as Attendance Allowance.
People who are of retirement age will be eligible to receive a payment if the following apply:
- A person has a physical or mental disability, or both
- A person has a disability severe enough for them to need help caring form themselves or someone to supervise them
- A person has needed that help for at least six months
A person will not need someone caring for them in order to claim, and Attendance Allowance is paid at two different rates.
The lower weekly rate is £59.70 and is available for those who need frequent help or constant supervision during the day, or supervision at night.
Higher rate Attendance Allowance is at £89.15, for individuals who need help or supervision throughout both day and night, or for those who are terminally ill.
As Attendance Allowance is paid weekly, over a month a person could get up to £356 to help with their needs.
Attendance Allowance is also not a means-tested payment offered by the Department for Work and Pensions (DWP).
This means what a person earns or how much they have in savings will not affect what they ultimately receive.
In addition, Attendance Allowance is a gateway payment, in the sense that it can provide Britons with further support.
The Government website states: “You could get extra Pension Credit, Housing Benefit or Council Tax Reduction if you get Attendance Allowance.
“Check with the helpline or office dealing with your benefit.”
Any Attendance Allowance payment a person receives is paid directly into their bank, building society or credit union account.
State pension aged Britons will be able to apply for Attendance Allowance via the post, and the payment can be backdated to the date a claim is made.
Do you have a money dilemma which you’d like a financial expert’s opinion on? If you would like to ask one of our finance experts a question, please email your query to [email protected]. Unfortunately we cannot respond to every email.