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State pension age? DWP urges Britons to check whether they're eligible for Pension Credit


The Department for Work and Pensions (DWP) has issued a reminder to members of the public about the potential financial support which Pension Credit claimants could access. Pension Credit gives a person extra money to help with their living costs if they are over state pension age and on a low income.

It can also help with housing costs such as ground rent or service charges.

The payment is income-related, and is separate to the state pension.

A person can get Pension Credit even if they have other income, savings, or they own their own home.

As well as the financial side of Pension Credit itself, claiming it could mean a person is able to get other forms of help too.

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It’s something the DWP has reminded Britons about today.

The Department issued the message via the verified DWP Twitter account.

“If you get Pension Credit, you could also get help towards your Council Tax, heating costs, and if you’re over 75, a free TV licence,” it said.

The DWP then encouraged people to check their eligibility online via the Pension Credit guide on the GOV.UK website, or by calling 0800 99 1234.

In October last year, the DWP gave the latest update on the estimated take-up for income-related benefits.

The statistics, published in October 2020, cover the financial year 2018 to 2019.

An estimated six out of 10 people entitled to Pension Credit take up the benefit, the Government estimates found.

In that financial year, 76 percent of the total amount of Pension Credit that could have been claimed was claimed.

Stephen Lowe, group communications director at Just Group, commented on the figures at the time.

He said: “Pension Credit is the main state benefit targeted at pensioners who are struggling on low incomes but four in 10 entitled to it are failing to claim.

“That is equivalent to about a million families failing to claim around £1.8 billion of benefits.

“At an individual level that suggests many people struggling to make ends meet may not realise they are entitled to financial help or find the system too confusing to understand.

“Take up is lower among couples (56 percent) than for single males and single females (both 65 percent).

“Our own research found that four in 10 (42 percent) of those aged over 65 had never checked if they were eligible for a benefit, a figure that is higher among homeowners (49 percent) and those aged over 80 (57 percent).

“Ultimately it is the responsibility of people to claim for themselves.

“Those with aged relatives or friends they see struggling for income can help them check.

“The Government website has links to useful third-party calculators while other sources are Citizens Advice and local councils.”


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